Compare · Debt-to-Income Ratio Calculator
Two independent scenarios side by side.
Scenario A
Debt-to-income
DTI ratio
36.7%
Borderline
Front-end (housing)
25.0%
Housing-only ratio · lenders typically cap at 28%
Room before 36% cap
$0/mo
Most lenders prefer total DTI below 36%
Scenario B
Debt-to-income
DTI ratio
36.7%
Borderline
Front-end (housing)
25.0%
Housing-only ratio · lenders typically cap at 28%
Room before 36% cap
$0/mo
Most lenders prefer total DTI below 36%