Rent vs. Buy Calculator

Should you rent or buy?

Rent vs buy

Home price

$

Down payment

$

Mortgage rate

%

Property tax / yr

%

Maintenance / yr

%

Home appreciation

%

Current rent

$

Rent growth

%

Alt. investment return

%

Stay (years)

Better option

Buy

Net cost — Buy

$193,148

Net cost — Rent

$279,848

Est. home equity

$217,567

Rent vs. Buy Calculator · Generated 4/27/2026 · calcly.app/calculators/financial/rent-vs-buy

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About the Rent vs. Buy Calculator

Updated April 24, 2026MethodologyHome

Should you rent or buy? Use this free rent vs. buy calculator to get instant results. All calculations run in your browser — nothing is sent to a server.

Frequently asked questions

What does this Rent vs. Buy Calculator do?

Should you rent or buy?

Is it free?

Yes — every calculator on Calcly is free, with no sign-up or account required.

Does it work offline?

The site is a Progressive Web App — after your first visit, most pages work without an internet connection.