Income Tax Calculator — Singapore
Estimate Singapore personal income tax for YA 2026 (income earned 2025), including CPF contributions for residents.
YA 2026 (income earned in 2025)
Your income (YA 2026)
Tax residency
Total tax
$17,930
Take-home
$57,070
Effective rate
23.9%
Marginal 7%
Breakdown
- Gross income$75,000
- Earned Income Relief−$1,000
- Chargeable income$74,000
- Income tax (resident)Marginal 7.0%$2,930
- CPF (employee share)20.0% on first $88,800$15,000
- Total deductions$17,930
- Take-home pay$57,070
Notes & assumptions (4)
- YA 2026 means income earned during calendar year 2025 — assessed and paid in 2026.
- Excludes: parenthood-related reliefs (PTR, WMCR, QCR), Course Fees Relief (capped $5,500), SRS contributions ($15,300 cap citizens / $35,700 foreigners) — add these via the 'additional reliefs' field.
- Non-tax-residents (working in Singapore <183 days) pay the higher of 15% flat or resident rates on employment income; director's fees and other income are taxed at 24%.
- CPF employer contribution (17% under 55) is paid on top of salary and not deducted from take-home.
Official sources for Singapore (YA 2026 (income earned in 2025))
- IRAS — Individual Income Tax rates ↗
- CPF Board — Contribution rates ↗
- IRAS — Personal Income Tax Reliefs ↗
Calculated for general guidance only. Tax laws change frequently — verify against official sources before filing. This calculator does not constitute tax advice. For complex situations, consult a qualified tax professional in Singapore.