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NSC Calculator

National Savings Certificate — 5-year fixed term post-office scheme.

1,0001,00,00,000
Min ₹1,000; multiples of ₹100
%
1%15%
Govt-fixed (7.7% currently)
Yr
1 Yr15 Yr
5-year lock-in (NSC fixed term)
Total amount₹1.4L
  • Principal amount₹1,00,000
  • Total interest₹44,903
  • Total amount₹1,44,903

Scheme details

  • Eligible for Section 80C deduction up to ₹1.5 Lakh.
  • 5-year lock-in period.
  • Minimum deposit ₹1,000; no upper limit.
  • No TDS on interest.
  • Interest compounded annually (reinvested) and paid at maturity.

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